Mobile marketing is becoming a very common way of attracting clients for business owners. Some of the promotional methods that can be done over the web are mobile application development, mobile website development, and SMS marketing. This form of new wave marketing is becoming more and more common due to the staggering numbers of people who use cell phones at this time.At this time in history cell phone usage has risen to nearly one hundred percent in most industrialized countries. People these days are using their phones to check email, update social media status, and do more and more on the web. Technology allows users to send messages to people who are thousands of miles away at a practically instant rate. What’s more is that people are very dependent on this type of technology. Most people claim to keep their cell phone within arm’s reach twenty-four hours a day.SMS stands for short message service and it amounts to sending quick texts from one mobile phone to user to another, over 70% of all mobile phone users participate in this activity regularly. Marketers can use this technology to send their clients specialized message that allow them to promote a new product, service, or special. The recipient receives the message instantly. By far this is one of the fastest ways of finding so many clients, so effortlessly.Just about everyone has heard of a mobile or cell app by this time. Often these are for educational or utilitarian purposes. Other platforms are made up of small games are something of the identical nature. This sort of setup can also be manipulated to promote a business through a multitude of ways. For instance you could create a nifty cooking game to promote your real life restaurant.Yet another type of marketing that we can use mobile phones for is mobile website creation. Since many people are now able to access the internet via their mobile devices, some work had to go into making these sites friendly for the browsers these compact devices use. For this reason several companies have invested in having a specialized version of their website created that is entirely compatible with the browsers most commonly utilized on cell phones and similar creations.The use of mobile marketing as a method of gaining customer attention and retaining current clients is becoming more popular with each day. It is something that businesses involved in every industry must look into. As consumers become more and more technologically advanced, businesses must do so as well.
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Deciding on a “Location Independent” Lifestyle
Making a lifestyle change is often difficult for people. Whether it is the choice to live healthier or to change jobs, a lifestyle change can be traumatic. Sometimes one may be motivated to make a lifestyle change to be “location independent” because they have experienced a significant event in their lives.There have always been people who lived a “location independent” lifestyle. The growing use of the Internet has allows these individuals to communicate more easily so there is more information available. The lifestyle may seem very attractive to people who have not researched it thoroughly and learned about the disadvantages. It is important that people who are considering this change think carefully prior to doing so.Changing one’s lifestyle does not remove the need to take care of some basic tasks. Individuals who are “location independent” need an income, they need to buy groceries, they must deal with the government. A person considering this lifestyle to get away from a routine may be disappointed. There is still a routine, it is just a different routine.Many of the people who are living this lifestyle today conduct business on the Internet. They work like everyone else, just in different locations – sometimes around the globe, sometimes from different coffee shops in the same city. A person does not have to change their lifestyle to change their routine. If there is a particular vacation spot that one loves it is much easier to find a job in that area and buy a home or timeshare than to change one’s lifestyle.Before deciding on a “location independent” lifestyle, one must take into consideration the people who will be affected by their decision. If an individual has very close family ties or does not want to leave an area then they may want to consider changing jobs and moving. If a person is “location independent” they must consider that they will not be near family and friends for long periods of time.Income is very important in a “location independent” lifestyle. There are many instances when one is abroad that an unexpected emergency will require extra funds. If one has not got a plan in place to make money they can find themselves stranded in a foreign country with money to deal with the issue. Knowing the currency exchange rate before traveling to a location will help a person to live affordably.There are numerous ways to establish a steady income base. One is to invest money made from selling belongings. With wise investment choices a person can set up a monthly income that will give them the flexibility they need. Another way is to start a website business and sell products on the site.Talking to people who have been living “location independent” for some time will be of great assistance in making a knowledgeable decision. These individuals will be able to tell you what to expect and also provide tips on places to stay. If one does the research that is necessary to be successful a location independent lifestyle can be very rewarding and fulfilling.
Working Capital Management and Commercial Finance Consulting
Without adequate information about what should be done to obtain small business loans in the current extreme circumstances, most business borrowers are increasingly confused. Business finance consulting that provides practical advice about overcoming current lending difficulties will be helpful to business owners. Nevertheless, because of a chaotic commercial financing climate, effective working capital management advice has become a valuable and rare commodity. Even though they are clearly in demand, business financing experts are simply not easy to locate.Some very helpful and effective business finance advice is available at no cost, and business owners should usually start any search for help by reviewing such free advice first. Two notable examples of sources available for free online are The Working Capital Journal and The Commercial Mortgages Guide. However, the normal complexity of small business loans combined with a chaotic commercial lending climate is likely to increase the necessity of individualized commercial finance consulting assistance from a commercial financing expert.Such personalized business finance consulting help will not be as easy to find as might be expected. In many cases, commercial financing advisors are not willing to charge a fixed commercial finance consulting fee that requires them to spend more time and frequently offers them much less compensation than provided by lucrative loan fees that are often well over $5000. If small business owners can find a commercial loan expert willing to provide these professional consulting services for a reasonable fixed fee, a likely cost range will be $1500 to $3000 for a basic but thorough consulting effort.One of the most important efforts that commercial borrowers should undertake with a qualified business finance consultant is to explore contingency financing options which might be necessary due to the current upheaval in financial markets. For many years I have advocated the importance of “always having a Plan B” for working capital financing and other business financing.Now that many banks have routinely reduced or eliminated business lines of credit or recalled commercial loans, the true value of formulating contingency plans for small business loans and commercial real estate financing has become very apparent. When they are unprepared to do so, business owners will find it much more difficult to find alternative sources for financing. With a practical contingency financing plan, business owners will not be caught by surprise and will be ready to take quick action if their current commercial lender suddenly changes course and revokes existing commercial finance agreements.Most small business owners have their own areas of special interest in addition to a “Plan B” scenario to investigate with the help of a candid business finance consulting effort. Regardless of the specific topic, it will usually be beneficial for a business borrower to have a straightforward discussion with a small business loan expert.In some cases, these discussions can be thought of as “getting a second opinion” for new commercial financing or refinancing of existing debt. Business owners might not have previously seen the point in paying even a modest consulting fee to get such a second opinion, but recent events have changed that perspective in most cases. Now that many banks have made it so painfully clear that they can make really big mistakes when the right questions are not asked beforehand, more and more commercial borrowers readily understand that they might need someone else looking out for their best interests.For tasks like those described above, how should small business owners find a business finance consultant to help? One suggestion is to include the power of the internet and conduct a search for “working capital finance expert” or “commercial financing and consulting”. Hopefully you will have a Plan B to help guide you if that approach is not sufficiently effective.
Portrait Photography – 8 Indoor Portrait Photography Tips
Here are some indoor portrait photography tips that does not require you to have access to expensive studio lightings, but will still be able to produce professional indoor portraits.What say you if there are ways you can conduct indoor portrait photography at the comfort of your own home? Although with only one light source, you can still take photographs that look stunning. All you’ll need is an angle-poise lamp.8 Tips For Indoor Portrait PhotographyPhotography Tips #1 – BackgroundTo begin, position your subject to be sited in front of a light absorbing black velvet. The velvet creates a black background for your photo shoot. As to support the velvet, you can use about anything to hold it up. A bookcase for instance, is good enough.Photography Tips #2 – Lighting TipsAfter your model is comfortably sited, adjust the lamp so that it is positioned just slightly above his/ her head. Also, have the lamp positioned towards the right side of your model. This light setting will create a classic and stunning portrait photography result.There are many other lighting effects you can try out. So go wild with creativity and don’t limit yourself.Photography Tips #3 – Fast Shutter SpeedSet your shutter speed to be relatively fast. I normally set my camera to 1/160 sec at f/2.8, ISO500. Also, it is advisable that you use a tripod to complement your photography.Photography Tips #4 – Use A TripodThe tripod will get rid of camera shake, hence refrains from ruined indoor portrait photographs. The indoor portrait photos produced will be sharp when you use a tripod.Photography Tips #5 – Longer Focal LengthI normally use the 80-200mm f/2.8 lens and set it to 145mm. This is because longer focal lengths will result in a much more stunning indoor portrait photograph.Photography Tips #6 – Take a Few ShotsAnother thing you can do is to take a few shots just to test the exposure and general set-up. If you’re satisfied with the settings for the photo shoot, you can start your indoor photography session. It will be great if you can discuss with your model beforehand about the various poses and expressions he/she can do.Photography Tips #7 – Experiment The Various Lighting ConditionsDifferent lighting angles will result in a different indoor portrait photography effect. All you have to here is to try the different lighting positions and see which one works well for you. Such lighting angles include the right side, above, the left side, below and from behind your subject.Photography Tips #8 – Use A ReflectorWhenever the light is too harsh, it creates unwanted shadow that ruins your indoor portrait photography attempts. What you can do here is to use a reflector on the opposite side of the light source. The reflector bounces the light onto your subject, thus creating a much softer light illumination.